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I sing in a choir http://rockettube.fun/ rokettube Kahn says some retirement experts are now saying 4 percent is too high, but Kitces has run the numbers, and the average withdrawal rate that has sustained retirees throughout history has been about 6.5 percent. "In other words, the safe withdrawal rate approach (of 4 percent) already cuts your lifetime spending by one-third specifically to defend against situations just like this," he said, referring to the current low-yield environment.

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